Mike Cates Insurance Specialist

Your Denver Colorado DCInsurers Agent


I have been in the insurance industry since 2010 and have experience on both the independent agency side, as well as the insurance company side of the business. I worked for Liberty Mutual Insurance for a number of years. Utilizing my extensive experience and knowledge of the insurance industry, I am better equipped to service all your insurance needs. I attended Colorado State University and have over 10 years experience in the customer service field. My goal is to build long lasting relationships with my customers. I want to be your agent for life and for the generations to come.

Have a question?

Mike Cates

Insurance Agent

720-620-5995


By having many insurance companies, I can shop around for the best price for you. My core values include honesty, dedication and integrity when dealing with all of my customers. I take pride in representing you and will work hard to meet your needs. I specialize in auto, home, umbrella, and commercial insurance for large and small businesses. I also have experience with those risks and individuals that may have had a few claims or individuals with activity on their driving record. I will create and deliver insurance solutions that meet your individual needs. I can provide the right combination of coverage, price and service. Call me today, you will not be disappointed!.

CALL US TODAY TO REQUEST A FREE QUOTE 720-620-5995 OR JUST EMAIL US WITH ANY QUESTIONS!

Over 6 years I'm Specializing In

Home Insurance

Home Insurance

Life Insurance

Life Insurance

Health Insurance

Health Insurance

Auto Insurance

Auto Insurance

Home Insurance

Having home insurance in Colorado is a necessity. While you really need home insurance no matter what state you live in, some locations pose a greater risk to real estate than others. Luckily, Colorado doesn’t make any top ten lists for natural disaster hot-spots, but that’s not to say there is no risk to living here. No matter where you live, the risk of fire or seasonal flooding is pretty commonplace. Pipes may burst without warning, or a cooking fire can spring up and get out of hand in no time – these are daily hazards of life for every homeowner. Mitigating these risks by ensuring you have adequate home insurance will protect you, your possessions and your home from every day risks such as these. Home insurance is also a requirement if you are financing your mortgage. Great home insurance protects both your and your bank’s investment in your home. Protect yourself and your Colorado home by choosing the best Colorado home insurance available at DCInsurers.

Life Insurance

Our team at DC Insurers Colorado (DCI-INS) understands the importance of providing you with all necessary information about the best life insurance products available to you in Colorado. Obtaining life insurance should be a step that is based on the most up-to-date and relevant data – these decisions should never be made lightly. Our Colorado life insurance policies vary in coverage amount and other factors, depending on your individual needs. Importantly, we do not try to fit you into our pre-determined categories – instead, we work with you to provide highly customized products that best meet your requirements for an individual or group insurance product. Some of the many types of life insurance in Colorado that we provide are term insurance, whole life, universal life and variable life. What stands behind these names is whether the insurance covers a specific term or your entire life, as well as whether and in which ways your insurance premiums are invested. We are confident that our Colorado life insurance products will meet the requirements that you set for this important decision.

Health Insurance

Under the Affordable Health Care Act, everyone is required to carry health insurance. No insurance agency can deny coverage based on pre-existing conditions and premiums are based on age and location. This means that health insurance coverage is more affordable than ever. As Colorado’s leading independent insurance agency, we offer health insurance coverage from over a hundred providers. Health insurance covers prescription costs, doctor visits, hospital stays and more. For personal health insurance, we offer both individual and family plans, including short term plans. We also offer health savings accounts and Medicare supplements. For business owners, we carry many different group health insurance policies for any size of company. As a full-service insurance agency, we can combine these with vision, dental and life coverage, saving you money by bundling policies! We can offer quotes quickly online or over the phone. Let us help you find the coverage you need at the price you deserve!

Auto Insurance

One of the types of insurance that we deal with the most at DCI-INS is, of course, Colorado auto insurance. The attention to automobile insurance is understandable – private vehicles are used all the time and different jurisdictions have very different insurance policies and rules. When working with you on finding your best package of auto insurance in Colorado, we listen carefully to your needs and requirements, and only then propose various options for you. Our team understands that buying an auto insurance policy can be confusing, as there are so many details that need to be taken into account. The packages for Colorado auto insurance that DCI-INS can put together for you vary by the types and levels of coverage included. Some of the coverage types that we offer include bodily injury and property damage liability, collision, rental reimbursement, towing and labour, among others. Contact us today to discuss the coverage that you require as part of your auto insurance in Colorado, and we will be happy to build a customized policy for you.

Colorado Business Insurance is important for any business. There is no doubt about that. However, it is not the kind of coverage a business owner should rush through purchasing. Buying Colorado Business Insurance is a complicated process and you want to make sure you have an insurance agent or broker who will take the time to ensure that you have all of the policies your business needs to operate smoothly.
Running a contracting business often means long hours, tight deadlines and even tighter bottom lines. The margin for error is very slim in this competitive field and one delay can snowball into a large problem. Whether it is labor issues, supply problems or the weather itself, there is a lot at stake in this industry. Especially when contractors have to contest with the power of Mother Nature. In Colorado, we have seen recently how flooding, wildfires, and mudslides can flounder a project or wipe away the labour of months in a matter of minutes. Having the right insurance can mean the difference between disaster and recovery.

We have used Mike Cates for a number of projects and needs, both personal and business related and have never been disappointed with the value or the quality of the products or services offered. - Nick & Mary Gossin

The level of service and professionalism I’ve received from Mike Cates and the experienced professionals at DCInsurers Insurance is unparalleled.- Dinh Nguyen

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