If you own a dog, cat, or other animal, chances are you have paid a visit to the veterinarian in the past few months. In addition, you probably received a vet bill that may have given you a shock. A typical veterinarian bill for emergency treatment including intensive care, medication, tests, and IV fluids, can total over $1,700. Your pets are part of your family and you want them to be in the best health possible. Have you considered pet insurance?
Pet insurance is similar to human health insurance in that it helps to pay for your pet’s veterinarian or hospitalization bills. With pet insurance, you do not have to use a specific set of providers in a network, you can take your pet to any licensed veterinarian.
What Can Pet Insurance Cover?
You can also purchase life insurance on your pet. Show-winning dogs or highly successful race horses can be worth several thousand dollars depending upon the breed and the animal’s show history. When buying pet insurance, the pet will be insured at its “replacement” value or the value at which it is appraised.
Remember that your homeowner’s or renter’s insurance may cover your legal liability regarding owning a pet, for injury or damage to others. However, most policies exclude certain breeds, so check with our office.
Pet insurance policies vary greatly from company to company. The only way to know what you’re buying is to have us provide a quote and offer a coverage review.Most companies have a tough time in selecting the right insurance products that can provide the best coverage, besides remaining within the budget limit. Many times companies end up picking the wrong insurance products due to the absence of expert help. If you run a business in Central Colorado, you need not worry, as you can contact Steve Longenecker to save you the trouble and to help manage your insurance products with ease. Steve has been active in the field of insurance advising for over a decade now, and has many happy clients to his credit. This tech savvy insurance agent–with an awesome team–makes sure that all your requests and inquiries are taken care of within 24 hours.