Over 143 million American had their personal information exposed and stolen as a result of the recent Equifax breach. This latest breach is a good reminder of how important your identity is and how easy it can be stolen. There are a number of things you can do to reduce the likelihood of an identity theft.
There are different kinds of identity coverage that you may want to consider. Your personal insurance may or may not cover some level of identity theft. Call our office to get a free personal insurance review. We can offer identity theft coverage.
Identify Theft Insurance – Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. This type of insurance can:
Identity Monitoring and Restoration Services– There are other programs like lifelock that go beyond identity theft insurance and actually monitor your credit and help you work to necessary to restore your credit. These kinds of services offer a fee and may do some or all of the following.
To fully protect your identity, you may need a combination of insurance, monitoring and restoration services. Also, if your identity is stolen as a result of a breach from a third party, like your credit card company, they will have a legal obligation and may offer identity restoration help.
Here are a few ways to reduce your chances of having your identity stolen.
Equifax set up www.equifaxsecurity2017.com, a website to help people determine whether they had been affected.