Is Your Business Insurance Lacking?

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Is Your Business Insurance Lacking?

A Business Insurance Update

There is a certain art to getting the right combination of business insurance, coverage, price, and service. Not all business insurance companies are created equal; they offer different kinds of coverage, have different limitations, and offer different services. Our job is to match your business with the insurer that can offer you the coverage you need at the right price.

Here are a few reasons why your business insurance may be lacking.

  1. Has Your Business Changed? If you offer new products, have hired more staff, use subcontractors, or purchased new and/or additional equipment, your business insurance will need to be updated.  
  2. Are You Providing a New Service?  If your business offers a new service to customers, you may need a different kind of insurance.
  3. Are There New Laws or Statutes?  Often laws are passed that can affect your business.  For example, new laws have been created relating to using independent contractors.  
  4. Have You Made Changes In Ownership?  If your ownership or management team has changed, it is possible you need to review certain aspects of your insurance coverage.
  5. Is Your Revenue or Payroll; Changing? Your business insurance premium is tied to payroll or revenue.  One of the policies this will greatly affect is Business Interruption Insurance, as this covers you for loss of profits while your business is out of action.

The knowledgeable and experienced team at DC Insurers Mountain: Longmont can ensure that you have the right amount of coverage for your specific business with a custom Commercial Property Insurance Package.

Call Steve today!

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