Longmont, CO Commercial Auto Insurance
Just as personal auto insurance is necessary, employers need Commercial Auto Insurance in case they or any employee gets into an accident in a business-owned or leased vehicle. If this happens, you may be liable for bodily injuries and damages, so having a policy that at least covers collision and personal/property damage is essential. Obtaining auto insurance in Colorado for your business can be confusing, but DC Insurers Mountain: Longmont has the expertise to clarify the options for just what your unique business needs.
Commercial Auto Insurance provides coverage in a wide variety of areas:
- Bodily Injury Liability- for damages involving bodily injury to others
- Property Damage Liability- for damages to property of others
- Medical Expenses- payment for those accidentally injured while entering, exiting or riding in your vehicle
- Uninsured or Under-insured Motorist- to recover bodily injury damages from an accident with a legally liable uninsured or under-insured driver
- Collision- for collision damage to your vehicle, after deductible
- Comprehensive- for damages to your vehicle not caused by collision, after deductible
- Additional Expenses- for costs such as rental cars or lodging accrued from a loss covered under collision or comprehensive contingencies
- Hired Auto Liability & Physical Damage- coverage for liability or damages sustained when using vehicles loaned or hired by contract to the named insured
- Employer’s Non-Ownership Liability- coverage for a private-passenger vehicle of the named insured for business purposes
Commercial Auto Insurance Broker In Longmont
Steve Longenecker has years of experience building auto insurance policies of various levels to fit each individual business owners’ needs. You tell us how your business vehicle is used, and we will propose appropriate options from the different types of coverage offered by DC Insurers Mountain: Longmont. We would be happy to discuss our Commercial Auto Insurance packages anytime and look forward to building your customized plan!